Ravindra Gandhi, founder and managing director of Tirasya Estates, said, “This move is expected to give a strong push to the luxury housing segment, particularly in Tier 2 and 3 cities like Goa, where the demand for second homes is steadily rising. Coupled with Budget 2025’s income tax rebates and incentives on second homes and rental income, these measures will not only infuse liquidity into the market but also enhance the investment appeal of luxury properties in emerging destinations, positioning them as both lifestyle assets and profitable ventures.”
Manit Sethi, director of Excentia Infra, said, “A 25 bps reduction in the repo rate will have a ripple effect across the real estate sector. It will not only lower borrowing costs for developers but also sustain buyers’ interest in the sector. Notably, this could trigger an increase in property transactions, particularly in Tier 2 and Tier 3 cities where affordability and infrastructure are key growth drivers.”
Yashank Wason, managing director of Royal Green Realty, said: “The rate cut will benefit homebuyers, since there will be a reduction in interest rates on home loans, leading to affordability. Loan EMIs will also reduce, which will be beneficial to refinance existing home loans.”
Rajat Khandelwal, group CEO of Tribeca Developers, said, “The RBI’s decision to reduce the repo rate to 6.25% is a welcome move that will provide much-needed relief to homebuyers, especially in premium markets like MMR, NCR, and Pune, where rising EMIs have impacted affordability. Stable and reasonable financial costs will play a crucial role in sustaining real estate growth, ensuring continued demand and greater accessibility for aspiring homeowners.”
Mohit Agarwal, business head of Conscient Infrastructure Pvt Ltd, said, “After 11 consecutive rate holds, this reduction is expected to provide a much-needed boost to housing demand by making home loans more affordable. This rate cut, coupled with the MPC’s neutral stance, signals stability, encouraging HNIs and NRIs to make strategic investments. We as a Developer may also benefit from reduced financing costs, enabling faster project execution.”
